Abdul

SAFE Client

Abdul reached out to the SAFE program in May 2022 for support with budgeting, credit building, and assistance in saving money for both an emergency fund and for his aspirations of starting a business. After several months in the program, he inquired about refinancing his high-interest auto-loan of 16% for a CEO auto-loan at 7.99%.   He continued meeting with his financial coach over the last year and in Spring 2023 was able to buy a food truck to start his business. He met with his financial coach to discuss how to separate his business finances from his personal finances and was supported with getting a business bank account and making a plan for paying his taxes.   “After meeting my financial coach for follow up, he shared with me some very useful tools to keep track of my cash flow for my food truck business, which started about a year ago. My financial coach has been there for me most of the time and has helped me with how to make a budget, how to start saving for emergency funds, and how to raise my credit score. In short, I would like to show my gratitude to IRC and the CEO for the loan and a sincere thanks to Inayatulla, my financial coach, for his knowledgeable information in terms of credit scores and their importance and for helping other people who need guidance and services from IRC.”